The northern suburbs of Brisbane are very popular with professionals, families and business people. The housing prices in the region fall in the lower-mid range. Getting a house in the region is also easier. The northern suburbs include the Moreton Bay Islands, the Inner North, the North, North West and the Outer North Suburbs. The inner north suburbs are among the most prestigious in Brisbane. The housing is more expensive as compared to the other suburbs since the CBD is just a few miles away. What’s more, the inner north boasts of a wide variety of high-quality restaurants.
Even though the inner north is very popular, the North West is highly developing with numerous housing estates cropping up particularly on the western fringe. The Northeast features several new housing estates. Furthermore, it has direct bus and train services to Brisbane city center. The region features six big shopping centers, which include Christie’s Homemaker Center and Westfield Chermside.
Kedron and Gordon Park
Kedron and Gordon Park are not only built around the beautiful Kedron Brook extensive parklands but are also very close to the CBD. The property prices are a reflection of the location popularity. What’s more, there are very many stunningly beautiful restored Queenslanders standing alongside houses that are waiting for their renovation turn. To get to Kedron from the CBD, you will only travel for 7Km. The Median house price in the suburb is $504,500.
Aspley, Chermside, Mc Dowall and Chermside West
It will take you around 15 minutes to get to Aspley (situated north of Brisbane) from the CBD. The family orientated community is set on rolling hills. The suburb, built alongside the Little Cabbage Tree Creek, is closer to numerous thriving medical facilities, economic centers and Queensland University of Technology. To get to Aspley from the CBD, you will only travel for 12 Km. The median house price in Chermside West is $437,000.
Nundah and Hendra
Whenever I am driving through the tree-lined Hendra streets, I always feel relaxed and grateful from the tranquil and gracious atmosphere. The extensive gracious old Queenslanders refurbishment has built an up-market atmosphere. In almost every street, people have witnessed a form of renovation recently. The distance form the CBD to Nundah is around 8Km. The median housing price in the suburb is $589,000.
Virginia, Geebung, Zillmere and Wavell Heights
The Geebung, Wavell Heights, Virginia and Zillmere industrial and residential suburbs are around 15 minutes north of the Brisbane CBD. Local populations in the properly established suburbs are ever increasing. That is because of the ongoing developments and the northern side business area’s popularity. To get to Geebung from the CBD, you will only travel for 10Km. The median housing price is $399,000.
Stafford, Everton Park and Stafford Heights
Stafford, Stafford Heights and Everton Park are growing reputes for families living at more affordable prices. Individuals who should consider living in the suburbs include CBD workers desiring to avoid the city grind and young families. The three suburbs provide a mellow lifestyle, which is close – but not too close – to the Brisbane CBD. The distance from the CBD to Stafford is 11Km while the median housing price in the region is $450,000.
Without any doubts, Bridgeman Downs is the most honored semi-rural area within the northern Brisbane. It is a relatively younger area that boasts both rural and residential blocks – they are all set on rolling hills with rural aspect. Many people will associate the rural residential zone with prestige and wealth. It features immaculately landscaped driveways that lead to decadently sized houses from the impressive entrances. To get to Bridgeman Downs suburb, you will only travel for 15Km from the CBD. The median housing price in the suburb is $635,000.
Bracken Ridge and Bald Hills
Bald Hills is a somehow rural suburb that features very large farmland tracts. To the west of Bracken Ridge lies Bald Hills. Any first home buyer is likely to find great opportunities in the suburb because properties are still affordable. And to the north of the suburbs lies new developments with high-quality brick-houses. The distance from the CBD to Bald Hills is around 20Km and the median housing price is $352,500.
Centered on Gympie Road (the main road other than Bruce Highway north out of the CBD), Strathpine is a home to the large Westfield Shopping Center. For all your retail needs, you can access the suburb through the excellent public transport, which includes railway line. Even though the suburb is somewhat further from the CBD, it is situated at the heart of stunningly beautiful Pine Rivers Shire and the Sunshine Coast gateway. You will travel for 24 Km from the CBD to get to the suburb. The medium housing price in the Strathpine is $320,000.
The benefits of buying a property in Brisbane Northern region
The Northern Brisbane region is an excellent place to live in. It coves a larger number of inner northern suburbs and inner city including Fitzgibbon, Bowen Hills, Chermside, Fortitude Valley, Kelvin Grove, Kedron, Newstead, Lutwyche, Windsor, Teneriffe, and Wooloowin. Fitzgibbon is the most northerly at around 16Kms from the CBD. Students and professionals who enjoying closer proximity to the city form the major population of the suburb. Furthermore, families, couples, singles have their homes in the region. But why do they choose to live in the region?
The northern Brisbane residents benefit from regular buses, trains and ferries. Riverside suburbs such as Teneriffe benefit from the CityCat ferry services, which operate from the wharf providing a more comfortable journey to work for most residents. For people who own cars for their commutes, there are various routes, which provide faster access to Brisbane important parts. They include the Inner City Bypass, Gympie Road, Airport Link Tunnel and Lutwyche Road that heads north towards Chermside. Ann and Wickham's streets pass through Fortitude Valley and Newstead.
Chermside is widely known for the largest shopping center within Queensland, the Westfield Shopping Center. It offers a variety of entertainment and shopping for the locals. Fortitude Valley boasts an array of pubs, bars, live music venues and nightclubs, which can satisfy any cravings for music. The suburb also boasts a variety of restaurants that bring locals together at night. During the daytime, locals can shop in the smaller shopping centers.
For families with young children, there are many schools and colleges in the suburbs. The Royal Brisbane Hospital is the major hospital in the region and therefore there are many healthcare professionals and hospital workers living in the suburbs.
Mortgage brokers act as the middlemen between the homeowner and lender. They work with both the lender and consumer to help the borrower to qualify the home loans in different conditions including refinancing or purchasing. In general, the Home Loans bokers are the qualified personnel. They have a panel of lenders to work with. They are licensed and they do all the homework on the behalf of the borrowers. They collect the required documents, check the credit history, and verify the job and the income status. They use the information to apply for loans on behalf of the customers within a limited time frame. They are thoroughly professional and can make the process easier for the borrower and can help the borrower to get the loan with minimal hassle.
Do you want to know more about the roll of a mortgage broker? Do you want to know how they do their job and why you need one to make the home loan process easy and successful? If the answer is yes, then read on! In this article, you will get all the relevant information about the mortgage broken and their job responsibilities.
What is a mortgage broker?
As mentioned earlier, a mortgage broker works as a medium between you and the potential lenders. Their job is to work on your behalf and to apply for a loan with your documents and other information to get a suitable loan for you. They try to find a loan with the most competitive terms and with the lowest interest rates that will fit your purpose and requirements. They will work hard for you rather than jus the lender.
They will research the lending options, lenders, rates, and will make a comparison of rates of various financial institutions and will negotiate on your behalf. They are skilled and experienced. They are able to get the best loan to suit your specific needs that you might not be able to get without proper knowledge of the lending options, requirements, and lenders.
How does a mortgage broker work?
Once you hire a Home mortgage broker, he will first gather all the important information, document, job details, sources of income, asset, credit report, and any other information that is essential to access the borrower’s possibility to get finance. After collecting all the documents and information, the broker will assess the information as to whether the borrower may be eligible for a loan or not.
Once the loan broker establishes if the borrower would be eligible for the loan, the broker will determine what type of the loan will suit the consumer’s needs most. Both the borrower and the broker will decide the loan amount, time frame, and the financial institutions that can offer better possibilities with a low-interest rate.
If the borrower provides all the details, then the broker will be able to apply for loans and to contact the lenders to make the process easy and less time-consuming for the borrower. In return, he will get a commission. It is the broker who will submit all the details to the lender on behalf of the borrower to get the approval. During the process, the broker will communicate with both the parties to make sure that the application is proceeding and everything is running smoothly.
If you engage a home mortgage broker, then you do not need to visit the banks nor contact the lenders. You only need to hand over the documents and other important information to the broker who will do everything on your behalf.
Why should you engage a mortgage broker?
A Home Loans broker works like a loan guide for you. They understand the market condition, interest rates, and they have good relationships with the lenders as well. They understand the demands of both the lenders and borrowers. They will work throughout the process until the deal is closed. As they work on a personal level, the process will be simplified for and less time-consuming for the borrower.
In addition, they understand which loan will serve your interests more and how to get them. They can even help you to collect the required documents. They can help the borrowers to understand the loan procedure, payment methods, and interest rates. In brief, they can get the best loan depending on your ability and requirements.
Some other benefits are the followings.
They can work on your behalf
They will do everything on your behalf. They will collect the documents, fill the form, and will meet the requirements of the lenders. They will help in deciding the mortgage rate and the type of the loan you need.
They are easily accessible
Mortgage brokers are often more flexible and therefore more easily accessible than dealing direct with the bank. You can visit the brokers website and do your own research into. They will help you with all the required information of financing that you cannot expect from the bank employees.
They will competative rates on your behalf
The best part of the mortgage broker is that they will bargain for you and can help you to get the lowest interest rate and the most suitable package. As they deal with many lenders, they know which lender can offer you the best options. Some lenders work exclusively with mortgage brokers and therefore their loans are available to you only through these accredited brokers.
It will be less time-consuming
If you apply for a loan on your own then you will spend more time and energy researching to find the best option for you.
These are some common benefits of engaging a mortgage broker. A mortgage broker can truly help you to qualify the perfect loan that suits your needs. Before engaging, you can research the reliability, skill, and experience of the broker through their website and via client reviews.
Hopefully this article helps to outline the great reasons that a Mortgage Broker might be a great option for your next loan!